Conventional Loans

Conventional loans are a popular choice for borrowers who have a solid credit history and can afford a down payment. These loans are not insured or guaranteed by the federal government, making them a standard option for many homebuyers. At University Lending Group in Hendersonville, Tennessee, our conventional loan options provide competitive interest rates and flexible terms. Whether you're purchasing a new home or refinancing an existing mortgage, conventional loans can be tailored to meet your specific financial needs and goals, offering a straightforward path to homeownership. These loans typically require a higher credit score compared to government-backed loans but offer the benefit of potentially lower overall borrowing costs. Borrowers can choose between fixed and adjustable-rate mortgages, allowing for further customization of their loan. With various term lengths available, conventional loans can help you find the right balance between your monthly payment and the loan's total cost. At University Lending Group, we guide you through the process, ensuring you understand all your options and make informed decisions.