Secured and Unsecured Loans


Ready for a getaway or facing an unexpected expense? GCTFCU has you covered with our range of secured and unsecured loan options. With our unsecured/personal loans, enjoy great rates and swift approvals typically within 24-48 hours, alongside flexible payment options including direct deposit, payroll deduction, and automatic transfers for added convenience. Need a loan backed by collateral? Our secured loans provide a solution, with approvals contingent upon collateral value equal to or exceeding the loan balance, and options like share-secured loans, backed by a share account held with GCTFCU. Plus, build or boost your credit score with our Credit Builder Loan—a unique opportunity akin to "Lay-a-Way for Cash," where funds are deposited into a share account until the loan balance is cleared. Contact our loan officer at (254) 690-2274 or apply now to take the first step towards financial empowerment.

Click Here for More Information

Greater Central Texas Federal Credit Union is a proud member of

Harker Heights Products & Services Guide

Click Here to Learn More