Credit cards have become integral to modern financial transactions, offering users a convenient and flexible means of making purchases, both online and offline. These plastic cards, typically issued by financial institutions, provide users with a revolving line of credit, allowing them to borrow funds up to a predetermined limit. The appeal of credit cards lies in their versatility, offering rewards programs, cashback incentives, and various perks. However, responsible usage is essential to avoid accruing high-interest debt. With widespread acceptance globally, credit cards have become a ubiquitous financial tool, facilitating quick and secure transactions while also contributing to individuals' credit histories.
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