Excess Liability Insurance

Waldo Insurance, located in Ontario, ID, extends Excess Liability Insurance coverage across Oregon, Idaho, and beyond. Elevate your protection with this policy that steps in once your primary insurance reaches its coverage limit, providing an extra layer of security. Excess liability insurance enhances peace of mind by complementing your main policy, typically covering costs you would owe to others rather than your own. It activates only after your primary policy has fully paid out and reached its coverage limit, addressing any remaining costs. This unique feature often results in lower premiums compared to standard policies. The terms "excess liability insurance" and "umbrella insurance" are sometimes used interchangeably, with nuances in coverage, and our team can help clarify these distinctions. For additional reassurance and to learn more about how excess liability insurance can benefit you, contact us today.