Johnson Hometown Realty offers a variety of financing options to suit different buyer needs. These include the FHA loan, which is accessible with a 3.5% down payment and has specific property condition requirements. Conventional Mortgages require a minimum of 5% down, focusing on properties that are safe, sound, and sanitary. For veterans, DVA loans provide potentially zero down payment options. Seller financing is also available, offering flexible terms though typically with higher interest rates and down payments. Additionally, special programs like those for first-time homebuyers and rural development loans offer unique opportunities for qualified individuals.
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Hibbing Area Chamber of Commerce
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